1. Our commitment

Catalyst Private Credit Inc. (“Catalyst”) is committed to protecting personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA), Alberta’s Personal Information Protection Act (PIPA) and British Columbia’s Personal Information Protection Act, as applicable.

2. What we collect

We collect personal information that you provide when you contact us, request financing or subscribe to updates, including name, business and contact details, information about a proposed transaction and its security, and, with your consent, financial, credit and identification information required to assess an application.

3. Why we collect it

We use personal information to respond to inquiries, assess and underwrite financing requests, verify identity and comply with anti-money-laundering and anti-terrorist-financing obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, obtain credit bureau reports and references with your consent, administer funded loans, and send information you have asked to receive.

4. Consent

By providing personal information you consent to its collection, use and disclosure for the purposes described here. Where required, we obtain express consent, including before obtaining a credit bureau report. You may withdraw consent subject to legal and contractual restrictions, which may affect our ability to consider or administer a financing.

5. Who we share it with

We share personal information only as needed to complete a transaction and administer a loan: with appraisers, lawyers, environmental and cost consultants, insurers, credit bureaus (Equifax Canada and TransUnion Canada), referring brokers and advisors, our capital providers and service providers bound by confidentiality, and where required by law. We do not sell personal information.

6. Safeguards and retention

We protect personal information with physical, organizational and technological safeguards appropriate to its sensitivity. Information is retained as long as needed for the purposes described and to meet legal and regulatory requirements, then securely destroyed. Some service providers may store information outside Canada, where it is subject to the laws of that jurisdiction.

7. Electronic communications and cookies

We send commercial electronic messages only with consent, in accordance with Canada’s Anti-Spam Legislation, and every message includes an unsubscribe option. This site uses cookies and analytics to understand how it is used; you can control cookies through your browser settings.

8. Access and correction

You may request access to the personal information we hold about you, or ask that it be corrected, by contacting our Privacy Officer. We will respond within the time required by law and may need to verify your identity first.

9. Questions and complaints

Privacy Officer, Catalyst Private Credit Inc., Suite 1500, 10180 101 Street NW, Edmonton, AB T5J 3S4, [email protected]. If a concern is not resolved, you may contact the Office of the Information and Privacy Commissioner of Alberta or the Office of the Privacy Commissioner of Canada.

10. Changes

We may update this policy from time to time. The current version is always posted on this page.

Last updated October 2026. This document is a draft for review by legal counsel before publication.